Users report that good to excellent credit is required to obtain this Bank of America card, so you should have a FICO® Score of at least 670 before applying. That said, approval is never guaranteed no matter your score, and some consumers with lower scores may still be able to qualify for this card.
READ MORE: Best Bank of America Credit Cards
Pre-approval process
Bank of America’s website has a credit card screening tool that provides customized offers when you provide a few details, like your name, address, and the last four digits of your Social Security number. Using the tool won’t result in a hard pull on your credit, so you don’t have to worry about dinging your credit score.
Intro APR
The Bank of America Travel Rewards card has an intro APR offer for both new purchases and balance transfers. Cardholders can get a 0% APR on new purchases for 15 billing cycles. After that, the standard 19.24% – 29.24% (Variable) APR kicks in.
For balance transfers, a 0% intro APR applies for the first 15 billing cycles after you initiate the transfer. A balance transfer fee applies.
FeesAnnual fee: $0Foreign transaction fee: NoneBalance transfer fee: 3% for 60 days from account opening, then 4%Credit limit
Bank of America doesn’t publish credit limits on its website, but many users report that they were approved for a limit right around $10,000. Some users report credit limits well above $30,000, though. Bank of America allows cardholders to request a credit limit increase online or by phone.
KEEP READING: Best Credit Cards
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Publish date : 2024-08-10 04:18:00
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