A senior couple walking hand-in-hand in a senior housing facility.
Methodology
To compile the list of cheapest places to retire abroad if you speak only English, we used our previous lists as well as scanned the internet for the cheapest English-speaking countries to retire. We then scored them based on their cost of living to generate a unique Insider Monkey score. Places were ranked in ascending order from the lowest to the highest scores.
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Here are the cheapest places to retire abroad if you speak English only:
20. Boquete, Panama
Insider Monkey Score: 2
Monthly Cost of Living: $1,560
Average Monthly Rent (1-bedroom): $750
Nestled amidst the mountains, retirees love Boquete for its mild climate and welcoming expat community. The best thing about this picturesque mountain town is that retirees can go by without learning any Spanish. It’s the only retirement destination in Panama where the majority of expats and locals speak English proficiently.
19. Valletta, Malta
Insider Monkey Score: 7
Monthly Cost of Living: $1,600
Average Monthly Rent (1-bedroom): $1,000
English is the joint official language in Malta. Most people in the country speak English. This makes it one of the cheapest places to retire if you only speak English. Beautiful architecture, rich history, and an excellent healthcare system make retiring in Valletta a delightful experience.
18. Punta Cana, Dominican Republic
Insider Monkey Score: 8
Monthly Cost of Living: $1,730
Average Monthly Rent (1-bedroom): $930
Even though Spanish is the official language of the Dominican Republic, English is widely spoken in almost all the big cities and tourist destinations. Modern amenities, quality healthcare, and affordable cost of living make Punta Cana an excellent retirement destination.
17. Paphos, Cyprus
Insider Monkey Score: 8
Monthly Cost of Living: $2,000
Average Monthly Rent (1-bedroom): $827
Another bustling city to retire abroad where English is widely spoken is Paphos, Cyprus. Retiring here is certainly cheaper than in countries such as the USA and UK. Retirees like Paphos for its easy language, low living costs, beautiful beaches, and relaxed coastal lifestyle.
16. Montego Bay, Jamaica
Insider Monkey Score 9
Monthly Cost of Living: $1,475
Average Monthly Rent (1-bedroom): $1,000
English is the official language in Jamaica, and Montego Bay is one popular expat retirement destination in the country. Stunning beaches, a warm climate, and a relaxed lifestyle draw in retirees from all over the world.
15. Ambergris Caye, Belize
Insider Monkey Score: 10
Monthly Cost of Living: $2,000
Average Monthly Rent (1-bedroom): $750
One of the best places to retire in Belize is Ambergris Caye. Since Belize has been a former British colony, English is its official language. People know Ambergris Caye for its beautiful beaches. It has great snorkeling and diving spots. The weather is warm all year.
14. Placencia, Belize
Insider Monkey Score: 16
Monthly Cost of Living: $1,300
Average Monthly Rent (1-bedroom): $800
Another spot on our list of cheapest places to retire abroad if you speak only English is taken by a Belize destination. Placencia is a wonderful place to retire owing to its beautiful beaches, coastal village atmosphere, and friendly community.
13. Charlestown, St. Kitts and Nevis
Insider Monkey Score: 16
Monthly Cost of Living: $1,200
Average Monthly Rent (1-bedroom): $850
English is the official language in St. Kitts and Nevis, and locals also speak Saint Kitts Creole. You can also find a form of Creole English, the local dialect, here. Retirees appreciate Charlestown for its lush landscapes, beautiful beaches, and colonial architecture.
12. San Miguel de Allende, Mexico
Insider Monkey Score: 16
Monthly Cost of Living: $1,580
Average Monthly Rent (1-bedroom): $650
One of the safest places to retire in Mexico is San Miguel de Allende. Locals in the city are multilingual, making locals easy to adjust to the area.
11. Castries, St. Lucia
Insider Monkey Score: 23
Monthly Cost of Living: $1,100
Average Monthly Rent (1-bedroom): $510
Castries, the capital of St. Lucia, is a popular retirement spot for people with limited savings. St. Lucians speak English officially, making it one of the cheapest places to retire abroad if you speak only English.
10. Cuenca, Ecuador
Insider Monkey Score: 24
Monthly Cost of Living: $1,000
Average Monthly Rent (1-bedroom): $500
Cuenca boasts quite a large English-speaking expat community, making it one of the cheapest places to retire abroad if you speak only English. Cuenca‘s rich colonial architecture, abundant natural beauty, and reasonable healthcare are some of the many reasons seniors are retiring there.
9. Kerala, India
Insider Monkey Score: 24
Monthly Cost of Living: $1,100
Average Monthly Rent (1-bedroom): $500
One of the cheapest Asian countries to retire in the world is India. The best thing about this affordable country is that English is one of its official languages. This makes it easy for expats to learn about their culture and surroundings. From stunning natural landscapes to rich cultural heritage evident in its food, festivals, and art, Kerala doesn’t fail to mesmerize those who choose to call it home.
8. Tagaytay, Philippines
Insider Monkey Score: 25
Monthly Cost of Living: $1,230
Average Monthly Rent (1-bedroom): $350
Tagaytay has beautiful scenery and a cool climate. This makes it one of the best places to retire in the Philippines. The rural vibe allows seniors to experience a breath of fresh air, all while staying close to Manila. People who don’t speak the local language need not worry because locals widely speak English in the area.
7. Georgetown, Guyana
Insider Monkey Score: 25
Monthly Cost of Living: $1,400
Average Monthly Rent (1-bedroom): $300
Guyana is the only South American country with English as its official language. Besides affordable living and an English-speaking community, Georgetown offers a warm tropical climate, cultural diversity, and a welcoming community.
6. Hua Hin, Thailand
Insider Monkey Score: 30
Monthly Cost of Living: $905
Average Monthly Rent (1-bedroom): $402
While Thai is the official language in Thailand, English is often considered as its unofficial second language. Brimming with international grocery stores, shopping malls, and theaters, Hua Hin is a modern city with a growing international community. It is blessed with beautiful beaches, granting it a serene atmosphere that enchants tourists and residents alike.
5. Cebu City, Philippines
Insider Monkey Score: 31
Monthly Cost of Living: $850
Average Monthly Rent (1-bedroom): $360
Since English is one of the official languages in the Philippines, retiring to the country is easy for those who know English. Home to a vibrant expat community, Cebu City, in particular, can be a vibrant choice for aspiring retirees. The cost of living for a single expat retiree in Cebu City is around $1,200, making it one of the cheapest places to retire abroad if you speak only English.
4. Johannesburg, South Africa
Insider Monkey Score: 34
Monthly Cost of Living: $1,082
Average Monthly Rent (1-bedroom): $337
Sporting a sizable expat community, Johannesburg is another smart choice for retirees who wish to get by speaking English only.
3. Davao City, Philippines
Insider Monkey Score: 36
Monthly Cost of Living: $805
Average Monthly Rent (1-bedroom): $265
Resting on the southern Philippine island of Mindanao, Davao City is an affordable retirement destination where retirees can move without learning a new language. Its well-developed infrastructure, high-quality healthcare, and affordable cost of living make it a well-rounded retirement destination.
2. Goa, India
Insider Monkey Score: 39
Monthly Cost of Living: $784
Average Monthly Rent (1-bedroom): $200
A popular retiremnet destination in India, Goa is home to scenic beaches, warm climates, and lush landscapes. Retirees especially love it for its vibrant culture, friendly locals, and welcoming environment. The expat community here has been growing over the years, making retirees feel right at home. Residents also speak and understand English, but knowing a few Konkani phrases will help.
1. Penang, Malaysia
Insider Monkey Score: 40
Monthly Cost of Living: $752
Average Monthly Rent (1-bedroom): $253
The small tropical island of Penang is one of the cheapest places to retire abroad if you speak only English. From the best street food at roadside vendors to modern healthcare facilities and national parks and beaches, retirees can live their lives to the fullest here in Penang. English is spoken widely here. There is a strong expat community, so newcomers will find it easier to adjust to life on the island.
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Publish date : 2024-09-04 10:08:00
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