First Baptist Church had insured its property with Zurich American Insurance Company for several years. The church’s buildings, which had undergone various roofing repairs between 2016 and 2018, suffered additional leaks. In January 2022, a roofing inspection revealed hail damage, prompting First Baptist to file a claim with Zurich, alleging the damage occurred on April 28, 2017. Zurich denied the claim, citing wear and tear, lack of maintenance, and insufficient evidence of hail damage from the specified date almost five years earlier.
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Publish date : 2025-02-25 22:08:00
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